Welcome to Pin4 Cash
Connecting the world’s digital money to real people, real cash, in real time.
Empower your recipients with immediate cash access, no bank account or card required. With Pin4 Cash, funds can be sent and collected in minutes through over 500k ATM and retail store locations globally, using just a mobile phone and a secure code.
The Solution
Smart Cash Delivery Solutions
Digital Account Withdrawals
Allow customers to withdraw cash instantly from digital wallets, gaming accounts, or currency exchange platforms without cards.
Disaster / Financial Relief
Quickly deliver emergency funds to affected individuals, ensuring immediate financial relief during crises or natural disasters.
Flight Compensation
Provide instant cash to passengers affected by delays, cancellations, or baggage issues, improving satisfaction and trust.
Consumer Incentives
Reward customers instantly with cash-based incentives, enhancing loyalty and engagement through seamless digital disbursements.
P2P Transfers
Enable fast, secure, and convenient money transfers across borders or locally—no bank account or card required.
About Us
About Pin4 Cash
Cash Access Reinvented for a Digital World
At Pin4, we know that cash still matters—for billions of people, thousands of businesses, and countless real-world situations where digital payments fall short. Our mission is simple: make cash instantly accessible, anywhere and anytime, using nothing more than a mobile phone and the global network of 500k+ ATM and retail locations worldwide.
Pin4 turns any supported location into a real-time, cardless cash withdrawal experience, enabling organizations to deliver cash securely and instantly for a wide range of use cases, including:
- digital wallet withdrawals and crypto off-ramps
- consumer incentives and promotions
- gig-economy payouts
- remittances and cross-border transfers
- financial assistance and government aid
- emergency and disaster relief
With millions of transactions processed each year and hundreds of millions of dollars disbursed, Pin4 powers fast, frictionless cash access globally through its trusted brands:
- Pin4 Cash (Global)
- Cash Pick-Up (United States)
- HalCash (Spain)
And we’re expanding rapidly—building the world’s first truly global, cardless cash payout network.
Wherever cash is needed, Pin4 delivers it—instantly, digitally, securely.
At Pin4, we believe there are many circumstances where, and many individuals for whom, cash is still “king.” Our mission is to enable fast and efficient cash disbursements and cash access leveraging consumer’s mobile phones and the existing global network of over 3.5 million ATMs.
Whether we are disbursing cash for disaster or financial relief, digital account withdrawals, consumer incentives, remittances or another purpose, Pin4 can support this as a real-time digital, mobile, cardless ATM withdrawal.
Pin4 is available on over 50,000 ATMs across the U.S. (under the brand Cash Pick-Up), the U.K. (under the brand Pin4 Cash) and Spain (under the brand HalCash) and disburses millions of transactions each year representing hundreds of millions of dollars. Pin4 is also in the process of expanding into new countries and regions.
Our Process
How It Works
The Recipient receives a text message with a simple pin code that can be input by the Recipient at any enabled ATM or retail store to obtain the cash – without the use of any Recipient card or bank account.
STEP
01
Identify Recipient & Amount
The sender or organization securely enters the recipient’s details and payment amount.
STEP
02
Receive Secure Notification
The recipient instantly receives a text message with transaction details and a secure secret code sent separately.
STEP
03
Visit Participating Location
Using the provided credentials, the recipient locates and visits any nearby participating ATM or retail store within the Pin4 Cash network.
STEP
04
Withdraw Cash Instantly
The recipient enters the order details and PIN at the ATM to withdraw cash—no card or account needed.
Testimonials
What Our Clients Say
Instant Cash Access ✦ No Card Needed ✦ Secure Mobile Withdrawals ✦ Global ATM Network ✦ Fast, Reliable Transfers ✦ Empowering Businesses ✦ Supporting Communities ✦ Delivering Relief Instantly ✦ Instant Cash Access ✦ No Card Needed ✦ Secure Mobile Withdrawals ✦ Global ATM Network ✦ Fast, Reliable Transfers ✦ Empowering Businesses ✦ Supporting Communities ✦ Delivering Relief Instantly Worldwide
The Technology
Powering Secure, Global Cardless Cash Access
Pin4 provides an end-to-end solution including:
- PCI Certification
- Order entry APIs
- ATM connectivity / disbursement authorization
- Robust order management and reporting platform
- Global multicurrency platform
Built on proprietary technology, Pin4 has operated in Europe for over a decade, successfully processing millions of cardless cash transactions representing billions of euros.
Pin4 developed and launched Pin4 Cash as a new and innovative cardless cash solution.
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Contact
Get In Touch
For any other questions, please contact us by email. We will respond to your requests as soon as possible.